If youre buried by credit card debt, a negotiated debt settlement with your creditor may be worth checking into. Negotiated debt settlement is a general term for discharging debt in a way that appeals to the credit card holder and the cards issuer. Its best to negotiate from a position of strength by not having […]

There are two different types of outdoor spaces youre likely to come across when viewing real estate in the city Those that are wide open to skyline views and those that are enclosed hideaways. Heres a detailed look at how these types of spaces differ. Open Urban Spaces Whether its a rooftop terrace or a […]

Sometimes people take out a mortgage and are forced to accept less-than-favorable terms because of a low credit score or a high debt-to-income ratio. In other cases, homebuyers choose a mortgage that has a fixed rate for a specific number of years and then convert to an adjustable rate. That can save money in the […]

Youve probably seen thousands of ads for Geico or Aflac on television talking about the latest savings you can get for car insurance. But how often do you see companies talking about lowering your home insurance? Probably not regularly. Obviously, people know they need home insurance. But typically, those who own homes dont understand the […]

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If you pay your credit card bill in full each month and dont pay interest, youre using your credit wisely. Youre not only getting a free 50-day loan through a credit cards grace period, but you can get some of the best credit card rewards without having to pay the high interest rates that usually […]

If your child has a Social Security number, they can become a victim of identity theft. With a clean credit history, a childs Social Security number can be more valuable to a thief than an adult’s. It can be used to apply for government benefits, open bank and credit card accounts, and apply for a […]

Here are three innovative smart tech features you need to introduce to your home. Bluetooth Light Switches Smart lighting systems still need to have light switches. Bluetooth switches seamlessly connect to the lights in your home. Security with Style Security cameras can be unsightly and unsettling inside of a home. With this in mind, companies […]

Puttering in the garden is an age-old hobby pursued for several reasons; it can keep you fit, provide food and flowers, and help you live in a more beautiful world. Experienced gardeners say mastering a few simple skills can get you off to a productive start to the home garden of your dreams: Know your […]

Credit card rewards can be a free way to travel and get cash back for your daily expenses. But if youre not paying your credit card bill in full when it arrives, then youre paying interest and those free rewards are no longer free. Thats not a surprising fact, but its a top one to […]