If you need money for home improvements, tuition or another purpose, you might be able to secure funds through a second mortgage. How Does a Second Mortgage Work? A second mortgage is a loan that allows a homeowner to borrow against the value of their house by using it as collateral. One option is to […]

Saving for a home, retirement, a vacation or anything else can be difficult. The median retirement savings of all working-age families in the United States is $5,000, according to the Economic Policy Institute. Given that many financial advisers recommend having about $1 million in retirement, that leaves many families far short of their retirement plans. […]

Here are five features that will provide an upscale feel to your outdoor space Covered Seating Be it a loggia, pergola or trellis, provide a comfortable place to gather outdoors. Infinity Pool In addition to providing a place to swim on a hot day, infinity pools have a certain wow factor. Entertaining Area An outdoor […]

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If debt collectors are calling or sending you letters demanding payment, you may be worried”and for good reason. Not only can having a debt in collections stay on your credit report for up to seven years, but it can seem like youre being barraged by debt collection notices from a different company than the original […]

Improving your credit score can take a few months. So if youre looking to get an auto or home loan, or want to apply for a new credit card, an early start can give you time to raise your credit score and then get a loan or new credit card at a better interest rate. […]

For many families, having enough storage space is essential. To avoid clutter, consider these factors before buying a home: Are the closets big enough to fit all your clothes or kids toys? Does the bathroom allow enough dedicated space for cosmetics and toiletries? Would a lack of food storage cut into space for cookware in […]

Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a steeper credit hole to climb out of, and can take years to fix. All is not lost. Borrowers with bad credit scores can still get approved for a new credit card, though they’ll have to […]

These five eye-catching natural stones will make for an unforgettable living space. Amazonite Extra Granite With shades of teal and gray infused with white crystals, this makes a design statement in any room. Pink Onyx Swirls of pink and white make this mesmerizing surface feel simultaneously relaxing and energizing. Nero Antico Marble The contrast of […]

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