It may seem like there’s always something going on as a homeowner, from silencing a squeaky hinge to unclogging a temperamental toilet. But many household problems can be easily fixed without calling a repair service. A can of WD-40, a toilet plunger and a bottle of vinegar are great basics to keep on hand for […]

If you’re burdened by debt, the stress of having bills you can’t pay and receiving calls from creditors can be overwhelming. You might even be considering declaring bankruptcy. Before you take such a drastic step that could significantly lower your credit score and limit your future financial options, look for other solutions. Earn More MoneyIf […]

When inheriting a home, some people have mixed feelings about what to do with the property, especially if it has sentimental value. You could move into the home if it meets your familys needs, but beware of maintenance costs. If you have a small business, the home might be an ideal place to run operations […]

The average bank fee for overdraft protection is $33. Make the mistake of not having enough money in your account when you write a check or buy something with a debit card, and you could pay a few hundred dollars in a year if you’re really forgetful. Big and small banks make money off big […]

Carrying cash is becoming less common these days, which can be a nuisance for parents and their children”especially when it comes to paying children their allowance each week. For many parents, cash allowances are becoming a thing of the past as they instead turn to prepaid debit cards that can be managed directly from their […]

Here are a few creative ways to keep your outdoor area private. Vertical Garden To feel totally immersed in nature, a vertical garden, also known as a living wall, is the perfect solution. Pergola Often used to create shade, a pergola is also a particularly effective way to increase overhead privacy. Outdoor Curtains A fun […]

Music is an integral part of life from an early age. Parents sing and play soothing music for babies to help them fall asleep. Music can help with intellectual development. When children begin preschool, teachers sing songs to help them learn about letters, colors, animals and a host of other topics. Music can help children […]

Want to brighten up a room but don’t have the time to paint or the budget to add a window? Consider the following easy fixes: Hang a mirror. Hang a mirror (or lean a large one against a wall) to toss light around your room and open it up. Add metallics. Golds and silver accents […]

Published with permission from RISMedia.

Using a credit card to earn rewards is pretty simple. Just use the card to buy things and youll get cash back or reward points from your credit card company. Getting that free money of 5 percent or even more on every purchase is easy, but there are some things you should pay attention to […]