Being a homeowner can be costly, but some expenses can be trimmed with regular maintenance. Since so many appliances run in the kitchen, its one of the best places to start. Here are some of the best ways to keep your kitchen appliances running well so that they last through their normal lifetime, and hopefully […]

Buying life insurance can seem like a difficult and expensive endeavor if you havent done it before. Both can be overcome if you have a good insurance agent. Here are nine ways to save on life insurance, all of which you should ask your agent about: Dont smoke: Smokers are more likely to die younger […]

If youre buried in credit card debt, theres a reasonable solution that your credit card company may allow you to use, but only if you ask about it. A hardship plan, also known as a credit card payment plan, can help dig you out of debt and ultimately improve your credit score. A hardship plan […]

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When its time to move your art collection, here are a few helpful tips to keep in mind. Get Art Insurance Before you do anything, make sure every valuable item is insured. Art Handlers Moving masterpieces is a serious undertaking, and there are services available to handle it every step of the way. Qualified Movers […]

Paying for something with a credit card instead of cash can be easier for a number of reasons. While it can be difficult to find an ATM when you need it, carrying around a lot of cash can be dangerous, and some things are nearly impossible to buy with cash. And by “cash,” we also […]

If you want to get a second mortgage so you can make renovations to your home, it can be difficult if you have poor credit. A second mortgage can use a homes equity as collateral for a second home loan, allowing up to 80 percent of a homes value to be borrowed. However, getting a […]

Do you dream of a light, airy living space? Achieve the desired effect with these simple tips: Paint it white.Two coats of white paint will turn your living space into a year-round winter wonderland. Minimize.Cut clutter by adding hidden storage systems. Minimize furniture to a handful of necessary pieces. Add mirrors. In addition to wall […]

Published with permission from RISMedia.

Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these simple tips for raising your mood. Surround yourself with flowers. Flowers have been shown to subtly lift the spirit of those around them. Grow a flower garden in the spring and summer and bring those blooms inside with […]