Utility bills are often much higher than they should be. By making some simple changes, you can keep your house comfortable and significantly reduce your monthly energy bills. Lower Heating CostsHeating and cooling are responsible for a large chunk of utility bills. In the winter, you can save money by lowering the temperature on your […]

Did you know that laundry machines are among the costliest appliances in your home to operate because of their high energy usage? Given that many families clean multiple loads of clothes every week, taking steps to be more efficient in the laundry room might help lower your overall power bill. The U.S. Department of Energy […]

A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years. Long-term CDs have higher interest rates. If you withdraw money early, youll pay a penalty. A CD ladder is a strategy in which you open several CDs that mature at different times […]

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Not using your credit card enough sounds like an odd reason to have a mortgage application denied, but it’s one of the ways that applying for a home loan can be derailed by factors you may not have thought of. Credit card debt can help establish a credit history”a good history if you have a […]

Having a child can require many adjustments. Losing sleep and changing dirty diapers are just some of the things parents have to deal with. And even though you’re probably a little sleep deprived right now, there are some financials you’ll have to think about, as well. Here are five financial moves parents should put at […]

Add a touch of luxury to your dressing room with these tips. Motorized Closet System A motorized closet system allows you to sift through your wardrobe with the touch of a button. Secure Your Valuables Installing a biometric safe that requires your fingerprint to unlock will keep your valuables safe and deliver ultimate peace of […]

If youve paid off your debt, you owe yourself a round of applause. Its a rare feat, and one that should be celebrated”in moderation. Now that you have extra money coming in each month, the first thing youll want to do is have a plan in place so that you dont turn around and find […]

A debit card is a smart way to shop if you want to avoid using a credit card that will charge you interest if you dont pay the balance in full each month. But because a debit card is directly tied to your bank account, you can lose a lot of protections. Debit Card HasslesWhile […]

A home inventory is a list of all your possessions, including descriptions, models, serial numbers, estimated value and other information. It can be useful if you need to file a homeowners insurance claim, and can help you figure out if you have enough property coverage. Go through each room and compile a list of your […]