Raising your kids to be adults who can successfully navigate through life is the end goal of parenting, and a big part of that responsibility centers around teaching them about money so that they’re financially independent as they transition from childhood to adulthood. Here are some of the best money skills to teach your children: […]
5 Tips for Designing a Unique Powder Room
Here are five tips for designing a unique powder room… Tactile Textures and Bold Patterns Ornate patterns or unique textures can provide an unexpected visual pop. Sinks That Inspire Go with an exciting design for the sink and vanity, like a stone vessel or a marble under-mount. Creative Lighting Decorative sconces or lavish pendant lights […]
How to Spot an Investment Scam Before It's Too Late
If it sounds too good to be true, it probably is. And when it comes to money, these words may be hard to remember if someone is offering a financial return that sounds too good to pass up. According to the U.S. Securities and Exchange Commission (SEC), some of these types of investment fraud are […]
How to Pay Off Student Loans Faster
If youre like most college graduates, odds are you left school with more than a degree and fond memories: You probably racked up student loan debt. For many Americans, this debt totals tens of thousands of dollars and often feels like a huge financial weight. Furthermore, repaying student loans can take some borrowers over 20 […]
Ways to Keep Your Utility Bills in Check
Utility bills are often much higher than they should be. By making some simple changes, you can keep your house comfortable and significantly reduce your monthly energy bills. Lower Heating CostsHeating and cooling are responsible for a large chunk of utility bills. In the winter, you can save money by lowering the temperature on your […]
10 Laundry Tips to Cut Your Energy Bill
Did you know that laundry machines are among the costliest appliances in your home to operate because of their high energy usage? Given that many families clean multiple loads of clothes every week, taking steps to be more efficient in the laundry room might help lower your overall power bill. The U.S. Department of Energy […]
What Is a CD Ladder?
A certificate of deposit (CD) is an investment product with a fixed interest rate for a term of three months to five years. Long-term CDs have higher interest rates. If you withdraw money early, youll pay a penalty. A CD ladder is a strategy in which you open several CDs that mature at different times […]
How to Make Your Home's Design Timeless
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Turning Spare Change into Spending Cash
Not using your credit card enough sounds like an odd reason to have a mortgage application denied, but it’s one of the ways that applying for a home loan can be derailed by factors you may not have thought of. Credit card debt can help establish a credit history”a good history if you have a […]
5 Financial Moves New Parents Should Make
Having a child can require many adjustments. Losing sleep and changing dirty diapers are just some of the things parents have to deal with. And even though you’re probably a little sleep deprived right now, there are some financials you’ll have to think about, as well. Here are five financial moves parents should put at […]