Is student loan debt weighing you down? Pay beyond the minimum payment every month to reduce your principal and avoid wasting money on interest. To trick yourself into making an extra full payment annually, split monthly payments in half and pay that amount every two weeks instead. Consider refinancing and consolidating your loans with a […]

Social media is just that”social. And a big part of it is sharing photos when youre out celebrating something, such as your birthday. However, these two things”photos of yourself and your date of birth”can be all someone needs to steal your identity and start opening bank accounts, credit cards and other things in your name. […]

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If your partner brings poor credit to the relationship, it can be an issue you should probably fix together. A spouses poor credit score wont hurt yours, and credit reports for both people dont merge when they get married, but continued poor credit habits by a partner can affect each persons credit score if they […]

A business credit card can be a big help to business owners. But if not used properly, they can cause credit scores to drop, affecting personal credit. There are a number of ways cardholders can negatively impact their credit score. The biggest culprit? Carrying too much debt on their business card which raises their debt-to-credit […]

Keeping track of every single dollar you spend can be difficult, no matter how closely you track your spending and monitor your bank accounts. Automatic payments from your checking account to pay for a gym membership, for example, can be forgotten and leave a checkbook unbalanced. But besides accounting for where your money goes, there […]

Here are a few ways to spruce up your bedroom with the latest gadgets… Automated Blackout Shades Sync your shades with your sleep schedule and keep the room dark until its time to get up. Dawn Simulation Enjoy a dawn simulation by setting your lights to slowly turn on in the morning and wake up […]

Nearly half of Americans are living paycheck-to-paycheck, and 61 percent dont have enough money to cover six months of expenses, according to a GoBankingRates survey. This trend of working to cover only day-to-day expenses can lead to the worst financial mistake of your life”not having an emergency fund. Without one, you could be forced to […]

Heres how to elegantly illuminate your property after dusk. Create Evening Curb Appeal Sconces around the front door or a driveway lamp post add significant curb appeal. Illuminate your Landscaping Spotlight your garden and other plantings around your property to show them off at all hours. Light Up the Walkways Soft and subtle lighting is […]

One of the easiest ways to build credit and improve a credit score is to open a secured credit card. Whether youre young and new to credit, or are looking to improve your credit score because of past financial problems, a secured credit card can help. Instead of providing a high credit limit like an […]