Heres what you need to know before designing your indoor vertical garden… Design Details Indoor living walls require a series of pockets to hold the plants, as well as drip irrigation systems. Pick Your Plants Sunlight will determine the plants best suited to your vertical garden. Golden pothos and crotons do well in bright, indirect […]

Fees can eat away at your money if you dont keep on top of your banks enforced regulations. U.S. consumers paid $15 billion in overdraft fees in 2016, according to the Consumer Financial Protection Bureau. Here are a few bank fees you can look out for: Overdraft FeesThese are often charged in response to bounced […]

You just bought a new dishwasher, TV, tablet, refrigerator or other big-ticket item youve been wanting for months. The salesperson, or maybe even the cashier, asks if youd like to add an extended warranty for a few dollars more. Is it a worthwhile extra expense? Our cars, appliances, gadgets and almost anything electrical have complicated […]

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Looking for space to store your things at home? Everything you own is competing for space in your house. Everyday items, such as clothes and exercise equipment, along with seasonal things like pool toys and Christmas decorations, are taking over your limited square footage. You can create more space by moving some things around, but […]

If you’ve found the house of your dreams but are having trouble qualifying for a mortgage, you could ask another person to co-sign your mortgage. Here are some things to consider. Reasons to Have a Co-Signer Buying your first house, high credit card balances or a poor credit history are all valid reasons for having […]

Unless youre living in a custom designed home, you probably wish your bathroom”or your guest bath”was bigger. Short of pushing out the walls or totally remodeling, home editors at TheSpruce.com offer eight good tips for making the most of your bathroom space: Pick the right colors. Save the bright hues for accessories if you like, […]

Credit cards are helpful and convenient. Unless you use them wisely, though, you could find yourself in financial trouble. Charge responsibly by using a credit card only for items you need, rather than want, and for emergency situations. Dont max out cards, or risk jeopardizing your credit score and future loans. Try paying your full […]

If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can make sense. Here are some of the best ways to get a low rate: Raise Your Credit ScoreFor a conventional loan, borrowers with a credit score of 740 or more will usually get the best interest […]

Published with permission from RISMedia.