Reverse mortgages allow seniors to access their home equity to cover living expenses. However, some seniors might later decide to move closer to family or need to go to a nursing home. Selling your house with a reverse mortgage is similar to selling a home with a standard mortgage. The money from a sale would […]

Owing more on a car loan than the car is worth”called being upside down on a loan”can make buying a new vehicle difficult. The negative equity can mean getting less for your old car at trade-in, or coming up with the extra money to pay off the old debt. Cars depreciate quickly, so the urge […]

Looking to boost your daily productivity? Start by taking a look at your morning habits. Incorporating just a few of these into your get-up-and-go routine may help. Say no to snooze. Hitting the snooze button is tempting, but starting your day by procrastinating your wake-up will not set you up for productivity! Set your phone […]

Published with permission from RISMedia.

Checking your credit report consistently for fraudulent activity may not be enough to protect your personal information and thus your credit score. What will help are three tools that are common in the credit world: fraud alerts, security freezes and credit locks. Fraud AlertThis is a free alert you can place with one of the […]

Adults aged 65 and older are at higher risk for dangerous falls. Fall-related injuries can make it difficult for people to get around or live on their own. If youre at risk, talk openly with your doctor and review all the medicines you take, especially if you feel woozy. Have your eyes checked annually, and […]

From buying auto insurance to filing a claim, figuring out the language of auto insurance can be difficult. Why is your insurance agent recommending gap insurance and are OEM parts worthwhile? Here are definitions of some of the more complex insurance jargon terms. If you come across something in your policy or your agent says […]

For some of us, retro is just another term. But for those who recall Grandma’s aqua-blue fridge, it brings to mind a simpler way of life, even if it meant that some poor soul had to run out for blocks of ice. The bright color brought the space alive and made you happy to be […]

Is student loan debt weighing you down? Pay beyond the minimum payment every month to reduce your principal and avoid wasting money on interest. To trick yourself into making an extra full payment annually, split monthly payments in half and pay that amount every two weeks instead. Consider refinancing and consolidating your loans with a […]

Social media is just that”social. And a big part of it is sharing photos when youre out celebrating something, such as your birthday. However, these two things”photos of yourself and your date of birth”can be all someone needs to steal your identity and start opening bank accounts, credit cards and other things in your name. […]