Your investing style and tolerance for risk can help determine what type of stock mutual funds you invest in. The two main types of funds ” growth and value ” have different characteristics that can match your investing style. Owning a mix of both funds is probably a smart move, but it can still be […]

Here are the most lavish amenities in apartment buildings today. Wellness Center Well-being is a top priority among high-end homebuyers and the latest buildings deliver the highest of standards in this regard. Bars and Restaurants Theres nothing like having an excellent restaurant (or two) right in your building. Activity Spaces From full-sized movie theaters to […]

Deciding where to live, if youre going to have children, and who takes out the garbage are some of the big and small decisions newlyweds have to make together after the wedding gifts are put away and theyre ready to start their lives together. There are also financial decisions to make as a married couple, […]

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The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if youre late on a payment and have to pay penalty interest. Avoiding a credit card balance by paying the […]

Buying a house is complicated. First-time buyers can make costly mistakes. Here are things to avoid Not Knowing What You Can Afford Use a mortgage affordability calculator to avoid wasting time looking at listings that are too expensive. Not Comparing Rates By applying to several lenders, you could secure a loan with much more favorable […]

Mold inside a house can cause serious health problems, including sinus irritation, congestion, headaches and respiratory difficulties. The health effects of mold are more serious in children, pregnant women, senior citizens and people with respiratory problems. Mold can grow in any moist environment, which makes a home a perfect breeding ground. Mold spores can accumulate […]

If you want the best possible mortgage loan, youll need a good credit score. Try increasing your score with these simple steps: Pay all your bills on time. Late or missed payments can impact your score for years. Pay off debt and keep credit card balances low to improve your credit utilization ratio. Dont close […]

Looking to cut your energy costs? It can take years for a new, more energy-efficient refrigerator or other major appliance to pay for itself in savings on a utility bill. If that’s the path you want to take, this Energy Star calculator can estimate the amount of money saved by replacing an old fridge with […]

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