Puttering in the garden is an age-old hobby pursued for several reasons; it can keep you fit, provide food and flowers, and help you live in a more beautiful world. Experienced gardeners say mastering a few simple skills can get you off to a productive start to the home garden of your dreams: Know your […]

Credit card rewards can be a free way to travel and get cash back for your daily expenses. But if youre not paying your credit card bill in full when it arrives, then youre paying interest and those free rewards are no longer free. Thats not a surprising fact, but its a top one to […]

Making eco-friendly changes in the way we live may be easier than you think. Real Simple Magazine lists 10 little tips that can go a long way toward living a “greener” lifestyle: Start with household cleaners. Switch to plant-based products (read the list of ingredients) that reduce air pollution, minimizing exposure to asthma and allergy […]

These ideas will restore order in the bathroom and create a whole new look and feel. Short on counter space? Attach wire crates to the wall and use them to store items that clutter up the sink area. Adhere flat-backed suction cups to the inside of your medicine cabinet door. Fill them with cotton swabs, […]

Opening mail from your credit card company is never fun. If it isn’t a bill or marketing letter, it’s often an update to the terms of the credit card agreement, including changes to the annual percentage rate, or APR, that determines the interest rate paid on revolving balances. Credit card interest rates are tied to […]

Unable to get a credit card? If so, it may be harder for you to build a good credit rating, making everyday life tasks like making a hotel, plane or car reservation a little more difficult. The same goes for loan approvals. A secured card can help those who dont qualify for a regular credit […]

Published with permission from RISMedia.

If you have a sign in your front yard warning burglars that you have a home alarm system in place, you could be attracting a new breed of scammer. Thats the warning from the consumer watchdogs at Consumer Reports, who say scammers look for signs of existing installations, especially older-looking signs, then strike with one […]

Implement these improvements that can increase your homes value… Updated Kitchen Upgrading your appliances and replacing dated countertops can transform your cooking space. Outdoor Living Add a fire pit or barbecue area to your patio where people can envision themselves hanging out. Eco-Friendly Features Energy-efficient windows and appliances have major appeal to those looking to […]

If you want to make an important purchase but do not currently have the money, you dont necessarily have to put things on hold. If you own a house and have been paying your mortgage for several years, you may have enough equity to qualify for a home equity line of credit, or HELOC. Before […]