If youve ever noticed a rise in interest rates in the news or saw your credit card bill get a little higher, theres one federal agency that you can look to: the Federal Reserve Board. When the Fed raises interest rates, most borrowers with car and home loans wont see their rates change because theyve […]

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These days, we’ve all got busy schedules. From work to family and social commitments, it can be hard to fit in everything. Here’s where time management can help. Consider the following tips to tick more off your to-do list, daily. Time block. Time blocking is one of the No. 1 metrics of successful time management, […]

Your investing style and tolerance for risk can help determine what type of stock mutual funds you invest in. The two main types of funds ” growth and value ” have different characteristics that can match your investing style. Owning a mix of both funds is probably a smart move, but it can still be […]

Here are the most lavish amenities in apartment buildings today. Wellness Center Well-being is a top priority among high-end homebuyers and the latest buildings deliver the highest of standards in this regard. Bars and Restaurants Theres nothing like having an excellent restaurant (or two) right in your building. Activity Spaces From full-sized movie theaters to […]

Deciding where to live, if youre going to have children, and who takes out the garbage are some of the big and small decisions newlyweds have to make together after the wedding gifts are put away and theyre ready to start their lives together. There are also financial decisions to make as a married couple, […]

Published with permission from RISMedia.

The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if youre late on a payment and have to pay penalty interest. Avoiding a credit card balance by paying the […]

Buying a house is complicated. First-time buyers can make costly mistakes. Here are things to avoid Not Knowing What You Can Afford Use a mortgage affordability calculator to avoid wasting time looking at listings that are too expensive. Not Comparing Rates By applying to several lenders, you could secure a loan with much more favorable […]

Mold inside a house can cause serious health problems, including sinus irritation, congestion, headaches and respiratory difficulties. The health effects of mold are more serious in children, pregnant women, senior citizens and people with respiratory problems. Mold can grow in any moist environment, which makes a home a perfect breeding ground. Mold spores can accumulate […]