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If you pay your credit card bill in full each month and dont pay interest, youre using your credit wisely. Youre not only getting a free 50-day loan through a credit cards grace period, but you can get some of the best credit card rewards without having to pay the high interest rates that usually […]

If your child has a Social Security number, they can become a victim of identity theft. With a clean credit history, a childs Social Security number can be more valuable to a thief than an adult’s. It can be used to apply for government benefits, open bank and credit card accounts, and apply for a […]

Here are three innovative smart tech features you need to introduce to your home. Bluetooth Light Switches Smart lighting systems still need to have light switches. Bluetooth switches seamlessly connect to the lights in your home. Security with Style Security cameras can be unsightly and unsettling inside of a home. With this in mind, companies […]

Puttering in the garden is an age-old hobby pursued for several reasons; it can keep you fit, provide food and flowers, and help you live in a more beautiful world. Experienced gardeners say mastering a few simple skills can get you off to a productive start to the home garden of your dreams: Know your […]

Credit card rewards can be a free way to travel and get cash back for your daily expenses. But if youre not paying your credit card bill in full when it arrives, then youre paying interest and those free rewards are no longer free. Thats not a surprising fact, but its a top one to […]

Making eco-friendly changes in the way we live may be easier than you think. Real Simple Magazine lists 10 little tips that can go a long way toward living a “greener” lifestyle: Start with household cleaners. Switch to plant-based products (read the list of ingredients) that reduce air pollution, minimizing exposure to asthma and allergy […]

These ideas will restore order in the bathroom and create a whole new look and feel. Short on counter space? Attach wire crates to the wall and use them to store items that clutter up the sink area. Adhere flat-backed suction cups to the inside of your medicine cabinet door. Fill them with cotton swabs, […]

Opening mail from your credit card company is never fun. If it isn’t a bill or marketing letter, it’s often an update to the terms of the credit card agreement, including changes to the annual percentage rate, or APR, that determines the interest rate paid on revolving balances. Credit card interest rates are tied to […]

Unable to get a credit card? If so, it may be harder for you to build a good credit rating, making everyday life tasks like making a hotel, plane or car reservation a little more difficult. The same goes for loan approvals. A secured card can help those who dont qualify for a regular credit […]