Not Preparing for EmergenciesAn emergency fund is important for anyone. A signing bonus”whether you’re a pro athlete or a non-athlete receiving a one-time bonus for meeting goals at work”can help give a big boost to an emergency fund. Aim to have one years salary in savings for emergencies, such as losing your job. Saving and […]
All posts by Debbie Kirkland
How to Design an Indoor Vertical Garden
Published with permission from RISMedia.
3 Ways to Clean Your Sponges
Sponges are a kitchen staple, but a clean sponge can spread grime all over your eating space. How often should you clean your sponge, and how should you do this? Don’t just trash a sponge when it begins looking spotty. Instead, clean them weekly, and toss them out monthly or sooner, depending on frequency of […]
Transitioning from a Car Lease to a Purchase
Leasing can be a smart way to test out a car for a few years without buying it. A lease can give you all of the latest technology and some time to determine if you like the car enough to buy it. If you want to buy it before the lease expires, read the terms […]
4 Ways LEED-Certified Homes Benefit Your Health
Here are a few ways going green in your home is good for you! Removal of Air Pollutants State-of-the-art ventilation and air filtering systems monitor air flow while removing pollutants, dust, and mold spores. More Natural Light LEED-Certified homes connect inhabitants to the outdoors, reinforce circadian rhythms, and reduce the need for lighting through increased […]
Here's Why You Should Decorate With Green
Regardless of the shade, adding elements of green to your home can improve your mood, complement your design, and more. Below are a few reasons to choose green for your interior design scheme. It’s soothing. Green has long been used in decorating for its calming effect. Add some green curtains to your bedroom, paint the […]
Minimum Credit Card Payments: Breaking Down the Numbers
To avoid late fees and a possible increase in your credit card interest rate, make at least the minimum payment on your credit card bill each month. The minimum due will change from month to month, so it can be hard knowing ahead of time how much money you’ll have to come up with to […]
5 Laundry Tips to Save on Energy Costs
Laundry machines use a lot of energy. To save on power costs, consider the following when doing laundry: Use cold water to cut a loads energy use by more than half. Cold-water detergents can help ensure clothes get clean. Your washer will use about the same amount of energy no matter the load size, so […]
How Unpaid Medical Bills Affect Your Credit Score
Paying your medical bill is one of the last things on your mind when youre at a hospital emergency room. And how that bill could affect your credit score is probably much less of a concern. But even a non-emergent hospital visit can result in a large medical bill months after your health insurance covers […]
Wood Floor Alternatives Worth a Second Look
Wood floors are a top choice for modern homeowners. Proponents believe they offer warmth as well as elegance, but they do require care to maintain their luster and are costly. Fortunately, say flooring exerts, technology makes it easy to achieve the look and feel of wood flooring without the need for special care”and at a […]