Children are often oblivious to the many dangers around them. Accidents in the home are a leading cause of injury and death among children. Here are a few ways to childproof your home and keep your little one safe. Potential HazardsLook at your home from a babys or toddlers perspective. Ask yourself: What would catch […]

Published with permission from RISMedia.

Getting ready to walk down the aisle? Congratulations! As you prep for your new life together, it’s important to talk about the big stuff. While hopefully you’ve cleared some topics already”like whether or not kids are in your future”the following conversations can help create a smooth ride should things shift later on. Location, location, location. […]

If you need money for home improvements, tuition or another purpose, you might be able to secure funds through a second mortgage. How Does a Second Mortgage Work? A second mortgage is a loan that allows a homeowner to borrow against the value of their house by using it as collateral. One option is to […]

Saving for a home, retirement, a vacation or anything else can be difficult. The median retirement savings of all working-age families in the United States is $5,000, according to the Economic Policy Institute. Given that many financial advisers recommend having about $1 million in retirement, that leaves many families far short of their retirement plans. […]

Here are five features that will provide an upscale feel to your outdoor space Covered Seating Be it a loggia, pergola or trellis, provide a comfortable place to gather outdoors. Infinity Pool In addition to providing a place to swim on a hot day, infinity pools have a certain wow factor. Entertaining Area An outdoor […]

Published with permission from RISMedia.

If debt collectors are calling or sending you letters demanding payment, you may be worried”and for good reason. Not only can having a debt in collections stay on your credit report for up to seven years, but it can seem like youre being barraged by debt collection notices from a different company than the original […]

Improving your credit score can take a few months. So if youre looking to get an auto or home loan, or want to apply for a new credit card, an early start can give you time to raise your credit score and then get a loan or new credit card at a better interest rate. […]

For many families, having enough storage space is essential. To avoid clutter, consider these factors before buying a home: Are the closets big enough to fit all your clothes or kids toys? Does the bathroom allow enough dedicated space for cosmetics and toiletries? Would a lack of food storage cut into space for cookware in […]