Building good credit in college is one of the best financial moves students can make. Having good credit allows them to qualify for loans, rental applications, auto insurance, phone plans and can help them get a job. Being responsible with credit is the best way to establish and improve a credit score. For college students […]

If you’ve just graduated from college, this is the perfect time to establish smart financial habits. With hopefully a full-time job awaiting, this is the time to establish habits you’ll continue throughout your life. Where to start? It’s likely you’ve racked up some student loan debt. The good news is that federal student loans come […]

Your shower should be one of the cleanest spots in your house, but due to the constant presence of moisture, this can be tough. Try the following clean-shower hacks: – Keep a spray bottle of water and vinegar in your shower and spritz after your daily rinse. – A rubber squeegee”not unlike the ones you […]

Compromise is an important part of marriage. From deciding how much to spend on a new living room set to what to watch on TV tonight, compromise is constant. It can also be a big part of retirement conversations. While agreeing on the financial and logistical issues around retirement is great if you can get […]

Other than your Social Security number, birthdays are one of the worst things to share online when registering for an account. If youve also given up your mothers maiden name, you might as well give online thieves a link to your bank account with the password. Stealing your identity is how scammers open fake credit […]

Are you interested in the idea of minimalism, but unsure of where to start? Consider the following… Get your family on board. You’re fighting a losing battle if only one person in your household wants to minimize. Chat with your spouse, kids or roommate about why a minimalistic home space is important. Once everyone is […]

Being a homeowner can be costly, but some expenses can be trimmed with regular maintenance. Since so many appliances run in the kitchen, its one of the best places to start. Here are some of the best ways to keep your kitchen appliances running well so that they last through their normal lifetime, and hopefully […]

Buying life insurance can seem like a difficult and expensive endeavor if you havent done it before. Both can be overcome if you have a good insurance agent. Here are nine ways to save on life insurance, all of which you should ask your agent about: Dont smoke: Smokers are more likely to die younger […]

If youre buried in credit card debt, theres a reasonable solution that your credit card company may allow you to use, but only if you ask about it. A hardship plan, also known as a credit card payment plan, can help dig you out of debt and ultimately improve your credit score. A hardship plan […]

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