Not using your credit card enough sounds like an odd reason to have a mortgage application denied, but it’s one of the ways that applying for a home loan can be derailed by factors you may not have thought of. Credit card debt can help establish a credit history”a good history if you have a […]

Having a child can require many adjustments. Losing sleep and changing dirty diapers are just some of the things parents have to deal with. And even though you’re probably a little sleep deprived right now, there are some financials you’ll have to think about, as well. Here are five financial moves parents should put at […]

Add a touch of luxury to your dressing room with these tips. Motorized Closet System A motorized closet system allows you to sift through your wardrobe with the touch of a button. Secure Your Valuables Installing a biometric safe that requires your fingerprint to unlock will keep your valuables safe and deliver ultimate peace of […]

If youve paid off your debt, you owe yourself a round of applause. Its a rare feat, and one that should be celebrated”in moderation. Now that you have extra money coming in each month, the first thing youll want to do is have a plan in place so that you dont turn around and find […]

A debit card is a smart way to shop if you want to avoid using a credit card that will charge you interest if you dont pay the balance in full each month. But because a debit card is directly tied to your bank account, you can lose a lot of protections. Debit Card HasslesWhile […]

A home inventory is a list of all your possessions, including descriptions, models, serial numbers, estimated value and other information. It can be useful if you need to file a homeowners insurance claim, and can help you figure out if you have enough property coverage. Go through each room and compile a list of your […]

Each year, fires destroy homes and cause serious injuries and deaths all across the country. While many of these events are preventable, it’s important to take into consideration the fact that the average home is filled with fire hazards that homeowners may not recognize. Smoke DetectorsYour home should have smoke detectors near the sleeping and […]

Weve all experienced it: The phone rings and you dont recognize the number, but you answer anyway. The voice on the other end of the line is cheerful, knows your name, and starts asking personal or financial questions. Some unwanted calls, such as those from telemarketers, are more annoying than harmful, but others might be […]

Allergies can make life uncomfortable or nearly unbearable. Kids with allergies may not understand why their bodies respond to things in ways that other bodies don’t. They may feel different from their siblings and peers, and may struggle with feelings of embarrassment and isolation. Talk to the Doctor and to Your ChildIf you suspect that […]

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