With the endless demands of work, school, errands, housework and extracurricular activities, it can be difficult for family members to find time to sit down, relax and talk to each other. But carving out the time to connect with one another can provide a wealth of benefits. In fact, studies have found that regular family […]
All posts by Debbie Kirkland
Flood-Proofing Your Home
Flooding can happen anytime, anywhere. And damages are generally not included in your homeowners policy. But two devices can flood-proof your home: a backflow valve, and a sump pump. Both control floodwaters by redirecting them. A backflow valve directs overflow to an outside receptable – a sump pump directs overflow to a storm drain or […]
Fraud Alerts: How They Can Help You
Victims of identity theft or fraud may feel they dont have many options to protect themselves. An easy stopgap, however, is to place a fraud alert on your credit report. A fraud alert can be placed fairly simply. Contact one of the three major credit bureaus to ask that they place a fraud alert on […]
How to Get Extra Cash in Your Pocket
No matter what you’re saving for, having some extra breathing room in your budget is important. Whether you’re putting money away for a down payment or a new car”or looking to build an emergency fund that can get you out of a financial jam”we could all use a little extra cash in our pocket. While […]
7 Ways to Pay for Your Child's College Education
As a parent, you’ve undoubtedly thought about your child’s college education”no matter what their current age is. And if you’re planning on paying their way, or at least helping them out, cost is certainly a factor. Unless you’ve got a huge sum of cash to plunk down when it’s time to pay, chances are you’ll […]
How Your Home Can Help You Achieve Your Yearly Resolutions
These four changes around the house will set you up for success this year. Be More Active Engage in a hobby, like gardening or learning an instrument. Create a designated space in your home that inspires you to pursue your passion. Increase Mindfulness Decluttering your home creates a relaxing environment and simplifies your life. Consider […]
Create a Luxurious Bathroom With These Stylish Tiles
Published with permission from RISMedia.
Can You Save Money by Bundling Insurance Policies?
Insurance is necessary to protect you from financial ruin, but it can be expensive. If you own a home and a vehicle, you might be able to save a substantial amount of money by bundling your policies with one carrier. Many insurance companies offer discounts of 20 percent or more to customers who purchase both […]
How to Protect Your Kids from Identity Theft
Children are often victims of identity theft for two reasons: They have a clean identity that probably hasn’t been used much and can be exploited in many ways, and there’s often a large gap between the theft and when it’s discovered. Fraudsters will usually wait years before applying for a mortgage or credit card with […]
How to Save for Retirement If You're Self-Employed
Working for yourself comes with a lot of responsibilities”and funding a retirement plan should be one of them. After all, if you don’t think ahead to your retirement, who will? Payroll deductions and 401(k) retirement plans set up by employers make it easy for workers at 9-to-5 jobs to contribute to retirement plans. But for […]