A higher credit limit can help in an emergency, allow you to make any necessary large purchases and even, in some instances, improve you credit score. Asking for a higher credit limit, however, can seem awkward. Higher credit limits are typically offered to people with the highest credit scores for a simple reason”theyre considered the […]

The average length of retirement in the United States is 18 years, according to the U.S. Census Bureau. How do retirees pay for those 18 years? Retirement plans vary, though most people eventually collect Social Security and Medicare benefits. Here are some strategies for making the most of your money that’s set aside for retirement: […]

In your home or in your vacation cabin, a handsome stone hearth is often the gatheringplace for comfy family evenings. But accumulations of dirt, soot and ash can make yourfireplace less efficient and ruin the lovely patina of natural stone. You can help maintain its beauty and safety with this once-yearly facelift routine: Clean the […]

No one wants to be reminded by their bank that using a credit card too much is a bad idea. Its a rule of thumb that everyone knows, but often avoids because a credit card is a major convenience. After all, who wants to always carry cash for everyday purchases? However, it turns out that […]

Here are just a few benefits of smart appliances that are worth getting excited about. Energy Insights These days, pretty much all smart appliances are going to be energy efficient, which means theyre good for the environment and will lower your energy bill. Easy Troubleshooting When an appliance doesnt seem to be working properly, advanced […]

For many of us, moms use-it-up, make-it-last, wear-it-out mantra was our introduction to thriftiness”a traditional value that has largely been kicked to the curb due to a more materialistic lifestyle. But the truth is, most of our common throwaway items have not yet reached their full potential. Here are a few smart re-uses that will […]

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Unauthorized credit inquiries are a sign that someone has fraudulently applied for credit in your name. They can hurt your credit score and make your financial life more difficult until theyre removed from your credit report. A credit inquiry is a record that your credit report was accessed because you submitted a credit application somewhere. […]

Flooding can occur anywhere and at any time of the year. Even if you do not live near a body of water, you could still be at risk. Hurricanes strike large portions of the country every year or a large rainstorm could flood your basement. A blizzard could even dump a foot or more of […]

Here are a few of the reasons why more and more luxury homes are being equipped with smart toilets. Super Sanitary Todays cutting-edge models boast a self-cleaning functionality, air-purifying systems and automatic flushing. Personalized Experience Some high-tech toilets boast adjustable heated seats, foot warmers, ambient colored lighting and even Bluetooth capability. Built-in Bidets High-tech toilets […]