Published with permission from RISMedia.
All posts by Debbie Kirkland
The Good and Bad of Zero-Interest Credit Cards
The offer of a zero-interest credit card can look enticing when it arrives in the mail. Who doesnt want to avoid paying interest on credit card charges? As with most things in life, there are pros and cons to using 0-percent credit cards. Here are some facts to consider before you respond to that offer: […]
5 Reminders to Keep In Your Wallet
Your purse or wallet can be more than just a place to pull your money out of so you can spend it. It can also store a few things to remind you to use less money, or at least use it well. Here are five things to keep in your wallet that can help you […]
Tricks to Save Money on Gas
Do you dread refilling your cars tank? These tricks can boost gas mileage and save cash Turn off your engine when parked for over 10 seconds, as idling wastes fuel. Avoid aggressive driving”like rapid acceleration and braking”which can lower gas mileage by up to 33 percent. Dont keep heavy items in your car. An extra […]
3 Things to Do Instead of Watching TV
Is your evening couch potato routine with your partner growing stale? It can be hard to find the energy to connect after a long day of work, but while watching television may be a good way to turn your brain off, it certainly doesn’t help with connecting. Below are several easy, inexpensive ways to connect […]
3 Tips to Improve Your Listening Skills
Are you having trouble communicating with your partner, friends or colleagues? Do you forget what your friend just told you only minutes after the conversation ended? In a world geared toward multitasking, it can be hard to drop fully into a conversation and just listen. Below are three tips to help you be more present […]
How to Support Better Vision
For desk jockeys, or anyone who spends long hours staring at a screen, it’s important to pay mind to your vision. And while it can be hard to undo eye damage once it’s done, you can try to stay abreast of eyesight deterioration with the following tips: Eat for eye support. While diet can’t better […]
Selling Your Home If You Have a Reverse Mortgage
Reverse mortgages allow seniors to access their home equity to cover living expenses. However, some seniors might later decide to move closer to family or need to go to a nursing home. Selling your house with a reverse mortgage is similar to selling a home with a standard mortgage. The money from a sale would […]
Buying a Car When You Have an Upside-Down Loan
Owing more on a car loan than the car is worth”called being upside down on a loan”can make buying a new vehicle difficult. The negative equity can mean getting less for your old car at trade-in, or coming up with the extra money to pay off the old debt. Cars depreciate quickly, so the urge […]
Productivity Tips to Start Your Day
Looking to boost your daily productivity? Start by taking a look at your morning habits. Incorporating just a few of these into your get-up-and-go routine may help. Say no to snooze. Hitting the snooze button is tempting, but starting your day by procrastinating your wake-up will not set you up for productivity! Set your phone […]